
Portfolio Risk Manager
2 days ago
Job Title:
Portfolio Risk Manager
Job Summary:
We are seeking an experienced Portfolio Risk Manager to oversee our branch's valuation, technical audit, and standard processes. This role requires a high level of expertise in managing risk and ensuring compliance with regulatory requirements.
- Manage valuations, technical audit, and standard processes to ensure accurate risk assessment and mitigation strategies.
- Evaluate portfolio movement, control loss, and maintain zero delinquency within required parameters.
- Analyze policies and systems to deal with delinquent customers and publish MIS for daily collections and pending cases.
- Ensure receipt of payments, recovery of bad debts, and monitor legal proceedings with internal and external legal teams.
- Provide effective interdepartmental communication with operations, credit, and sales teams.
- Facilitate competition mapping and market trends by collating information from the market.
- Ensure compliance to all Audit, NHB, IRB regulations and company policies.
Key Responsibilities:
- Ensure NPAs are kept at minimum trigger levels and recommend legal actions for stress contracts.
- Manage productivity by fixing parameters for DMA agencies and collection executives.
- Lead and supervise the collections team for recovery agenda implementation.
- Develop systems that meet local requirements and identify correct channel partners.
Requirements:
- Graduate degree or higher.
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