Strategic Underwriting Manager

• Role Overview

The Quality Executive plays a pivotal role in ensuring the delivery of high-quality services by adhering to established policies and procedures.

Key Responsibilities:

• Maintain strict adherence to quality standards through effective case discussion and evaluation.

• Ensure timely completion of assigned activities in line with agreed SLAs and timelines.

• Possess a comprehensive skill set encompassing underwriting, disbursements, collateral management, and cross-functional coordination with sales operations.

Performance Metrics:

• Protect company assets through rigorous credit evaluation, establishing appropriate credit limits, and ensuring adequate documentation and collateral for all loans granted.

• Effectively communicate credit decisions to stakeholders, fostering transparency and trust.

• Enhance underwriting efficiency while maintaining robust risk management practices.

Operational Scope:

• Verify loan accounts, conduct cross-verifications (including member house visits), perform KYC checks, review bank passbooks, assess income and expenses, evaluate middleman influence, check negative areas, verify CPC checklists, inspect loan cards from other lending institutions, monitor buckets, verify death cases, ensure branch compliance, and close ICQ observation reports.