Senior Financial Risk Analyst

1 week ago


Ghaziabad, Uttar Pradesh, India beBeeCredit Full time ₹ 15,00,000 - ₹ 25,00,000

Job Title: Credit Manager

We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting.

  1. Assess home loan applications based on Australian credit policy and guidelines.
  2. Verify income, conduct credit checks, review property valuations, and perform responsible lending assessments.
  3. Liaise with stakeholders for clarifications or documentation gaps.
  4. Maintain high-quality credit decisions while meeting service level agreements (SLAs) and compliance standards.
  5. Ensure adherence to relevant regulatory requirements.
  6. Mentor junior underwriters and support process improvements.

Requirements:

  • Graduate/Postgraduate degree in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies and responsible lending guidelines.
  • Experience with multiple lenders is a plus.
  • Excellent analytical, communication, and documentation skills.

Preferred Skills:

  • Certification in mortgage lending or credit assessment.
  • Knowledge of income types, including PAYG, self-employed, rental, and foreign income.
  • Familiarity with credit bureaus like Equifax (AU).
  • Understanding of verification tools and fraud checks used in the Australian mortgage ecosystem.


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