
Senior Financial Risk Analyst
1 week ago
Job Title: Credit Manager
We are seeking experienced Credit Managers with a strong background in Australian mortgage underwriting.
- Assess home loan applications based on Australian credit policy and guidelines.
- Verify income, conduct credit checks, review property valuations, and perform responsible lending assessments.
- Liaise with stakeholders for clarifications or documentation gaps.
- Maintain high-quality credit decisions while meeting service level agreements (SLAs) and compliance standards.
- Ensure adherence to relevant regulatory requirements.
- Mentor junior underwriters and support process improvements.
Requirements:
- Graduate/Postgraduate degree in Finance, Commerce, or a related field.
- Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
- Strong understanding of Australian credit policies and responsible lending guidelines.
- Experience with multiple lenders is a plus.
- Excellent analytical, communication, and documentation skills.
Preferred Skills:
- Certification in mortgage lending or credit assessment.
- Knowledge of income types, including PAYG, self-employed, rental, and foreign income.
- Familiarity with credit bureaus like Equifax (AU).
- Understanding of verification tools and fraud checks used in the Australian mortgage ecosystem.
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