Chief Financial Risk Assessor

5 days ago


Kozhikode, Kerala, India beBeeFinancial Full time ₹ 90,00,000 - ₹ 1,20,00,000

Job Title:

Senior Credit Analyst

 

Key Responsibilities:

  • Perform thorough due diligence on large corporate customers, analyzing their financials and business models.
  • Conduct in-depth financial analysis and management risk assessments to identify potential areas of concern.
  • Develop and maintain cash flow-based Excel models to analyze cash flows and working capital.
  • Review annual reports, borrower/promoter backgrounds, and credit notes to inform decision-making.
  • Interact with various stakeholders, both internal and external, to gather information and facilitate review processes.
  • Assign ratings to customers based on internal reviews and evaluate early warning triggers.
  • Prepare recommendation notes and present proposals to senior management.

 

Required Skills and Qualifications:

  • Candidates should hold a CA or MBA from a reputable institution.
  • A minimum of 6 years of experience in credit evaluation within a banking environment is required.
  • Strong technical competencies in financial analysis and market knowledge of the industry segment are essential.

 

Benefits:

  • The ideal candidate will be up-to-date with industry dynamics and changing environments.
  • They must adhere to bank internal policies and procedures while being sensitive to business requirements.
  • A team player with excellent communication skills, they will effectively handle resources and drive results/goals.


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