
Strategic Credit Specialist
2 weeks ago
Role Summary
We are seeking a highly skilled Credit Analyst to join our team. In this role, you will be responsible for conducting thorough credit appraisals for real estate clients and evaluating their financial parameters.
Key Responsibilities:- Perform comprehensive credit evaluations for real estate clients to assess their fund-based exposures such as working capital, overdraft/cash credit, term loans, and non-fund-based exposures like letters of credit and bank guarantees.
- Analyze client financial data to identify potential risk triggers or stress signs and develop strategies to mitigate these risks.
- Maintain ongoing relationships with clients, evaluate prospective customers and markets, understand client requirements, and structure proposals/deals within established bank credit guidelines and programs.
- Prepare detailed proposal notes and ensure clearance from credit sanctioning committees in line with established protocols.
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- Proven experience in credit analysis and evaluation.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Able to work effectively in a team environment.
- A competitive salary package.
- Opportunities for professional growth and development.
- A collaborative and dynamic work environment.
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