Loan Underwriter Associate

5 days ago


Pune, Maharashtra, India WNS Full time

Company Overview

WNS is a leading provider of business process management services, dedicated to delivering exceptional results to our clients. Our team is passionate about innovation and continuous improvement, striving to exceed expectations in every aspect of our work.

About the Role

We are seeking an experienced Loan Underwriter Associate to join our team. As a key member of our mortgage risk management department, you will play a critical role in ensuring the accuracy and efficiency of our loan processing operations.

Job Description

The successful candidate will be responsible for reviewing loan files to ensure compliance with agency and investor guidelines, analyzing credit, income, and assets on a loan-by-loan basis, and identifying potential risks. You will also be expected to maintain a deep understanding of loan product guidelines and industry regulations, as well as provide exceptional customer service to both internal and external stakeholders.

Responsibilities:

  • Loan File Review: Carefully review loan files to ensure compliance with regulatory requirements and agency/investor guidelines.
  • Credit Analysis: Analyze credit, income, and asset information to assess individual risk and identify potential red flags.
  • Risk Identification: Identify potential risks associated with each loan and recommend mitigation strategies.
  • Customer Service: Provide exceptional customer service to internal and external stakeholders, including responding to queries and resolving issues in a timely and professional manner.
  • Compliance: Maintain a deep understanding of loan product guidelines and industry regulations, and ensure that all loan processing activities comply with these standards.

Requirements

To be considered for this role, you will need:

  • Bachelor's degree in any field.
  • At least 3 years of increasingly responsible experience in a related area.
  • Excellent analytical and problem-solving skills, with the ability to think critically and make sound decisions.
  • Strong communication and interpersonal skills, with the ability to work effectively with colleagues and stakeholders at all levels.
  • A deep understanding of mortgage lending principles and practices, including loan underwriting, risk assessment, and regulatory compliance.

Benefits

We offer a competitive salary and benefits package, including:

  • An estimated annual salary of $70,000-$90,000, depending on experience.
  • A comprehensive health insurance plan, including medical, dental, and vision coverage.
  • A retirement savings plan, with employer matching contributions.
  • A generous paid time off policy, including vacation days, sick leave, and holidays.

Why Join WNS?

At WNS, we pride ourselves on our collaborative and supportive work environment, our commitment to excellence and innovation, and our dedication to making a positive impact in our community. If you are a motivated and talented individual who is passionate about delivering exceptional results, we encourage you to apply for this exciting opportunity.


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