
Chief Risk Strategist
1 day ago
We are seeking an experienced professional to lead our risk analysis efforts.
Key Responsibilities:- Develop and Implement Credit Risk Models: Create, implement, and review credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.
- Monitor Credit Risk Strategies: Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.
- Portfolio Review and Analysis: Review the portfolio on a periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality based on accepted risk parameters.
- Review and Update Risk Policies: Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Industry Data Analysis: Analyze industry data on a large scale, prepare MIS/Dashboards, and apprise senior management on changing market conditions.
- Process Review and Controls: Regularly review processes for adherence to risk policies and check if controls are effectively in place and working.
- Strengthen Risk Framework: Coordinate with various internal teams to strengthen the risk framework.
Eligibility Criteria:
- Must have a BTech or MTech from a Tier 1 college.
- 3-6 years of experience in managing risk in a NBFC/Fintech/Lending organization.
- Must have 2+ years of experience in Python and SQL.
- Excellent understanding of data and ability to bring insights.
- Sound knowledge of statistical models.
- Experience in Microfinance/MSME Lending is an added advantage.
Key Skills:
- Python and SQL
- Statistical models
- Microfinance/MSME Lending
Work Environment:
This role will be based in Bareilly, India.
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