Strategic Risk Manager

1 day ago


Vizag, Andhra Pradesh, India beBeeRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000
Our company seeks an experienced Credit Risk Specialist to drive credit policies, risk analytics, underwriting models, and portfolio monitoring for optimal returns.Credit Risk Strategy & Policy
  • Develop and maintain credit risk frameworks for unsecured products, ensuring alignment with market trends, regulatory guidelines, and risk appetite.
  • Review and enhance underwriting norms in collaboration with product and analytics teams to optimize credit strategies for new and existing products.
Underwriting & Risk Models
  • Build and improve credit scorecards and rule engines in collaboration with data science and analytics teams to ensure accurate risk assessments.
  • Monitor performance of underwriting models and recommend refinements as needed to maintain optimal returns.
  • Evaluate new lending segments, channels, or partnerships from a credit perspective to identify opportunities for growth.
Portfolio Monitoring & MIS
  • Analyze portfolio performance, delinquencies, and early warning signals using dashboards and analytics to identify areas for improvement.
  • Lead periodic credit reviews and present portfolio health to senior management to ensure informed decision-making.
  • Design and track key risk indicators (KRIs) and early warning systems (EWS) to monitor portfolio performance.

Key Skills & Qualifications:

  • Graduate degree in Finance, Economics, or related field
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience
  • Strong understanding of consumer credit products and the risk lifecycle
  • Working Capital underwriting is a must


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