Mortgage Underwriter for UK Operations
19 hours ago
About the Role
As a Mortgage Underwriter for our UK operations, you will play a critical role in ensuring the quality and accuracy of residential loan files. Your expertise in GSE, Fannie Mae, Freddie Mac guidelines, and lender policies will be instrumental in approving loans that adhere to investor requirements.
Key Responsibilities
- Analyze income and employment documents, credit strength, property appraisal, debt-to-income ratios, and loan-to-value calculations to determine loan eligibility.
- Review loan files for completeness and accuracy, confirming application information against all documents within the file.
- Evaluate debt ratios, loan-to-value ratios, credit scores, and property valuations to identify potential risks.
- Utilize your knowledge of US real estate, mortgage, and commercial mortgage servicing to approve or reject loan applications.
- Mentor and coach team members to improve performance and contribute to process improvements.
- Collaborate with clients to resolve escalations and maintain strong relationships.
Requirements
- 3-5 years of experience in mortgage underwriting, preferably with a US-based lender.
- In-depth knowledge of GSE, Fannie Mae, and Freddie Mac guidelines, as well as lender policies and procedures.
- Expertise in analyzing income and employment documents, credit reports, and property appraisals.
- Ability to manage multiple loan files simultaneously and meet deadlines.
- Excellent communication and interpersonal skills to effectively collaborate with clients and team members.
- A high level of proficiency in MS Office, particularly Excel, and experience with mortgage underwriting software.
What We Offer
As an HCLTech employee, you can expect a competitive salary package, including a base salary of £45,000 - £55,000 per annum, depending on experience. Additionally, you will enjoy benefits such as health insurance, retirement plans, and opportunities for professional growth and development.
-
India HCLTech Full timeHCLTech is seeking a skilled Senior Mortgage Underwriter to join their team in Chennai. As a critical member of the mortgage underwriting process, you will be responsible for auditing loans to ensure compliance with regulatory requirements.Job SummaryThe ideal candidate will have 2-6 years of experience in loan processing, mortgage underwriting or post-close...
-
Mortgage Underwriter
1 month ago
india RapidBrains Full timeJob Overview: We are seeking a detail-oriented and experienced Mortgage Underwriter to assess residential mortgage loan applications. The ideal candidate will have a strong understanding of underwriting guidelines, regulatory compliance, and credit review. This role requires the ability to evaluate loan files thoroughly, ensuring compliance with company and...
-
Mortgage Underwriter
3 months ago
India RapidBrains Full timeJob Overview: We are seeking a detail-oriented and experienced Mortgage Underwriter to assess residential mortgage loan applications. The ideal candidate will have a strong understanding of underwriting guidelines, regulatory compliance, and credit review. This role requires the ability to evaluate loan files thoroughly, ensuring compliance with company and...
-
Mortgage Underwriter
1 month ago
india RapidBrains Full timeJob Overview: We are seeking a detail-oriented and experienced Mortgage Underwriter to assess residential mortgage loan applications. The ideal candidate will have a strong understanding of underwriting guidelines, regulatory compliance, and credit review. This role requires the ability to evaluate loan files thoroughly, ensuring compliance with company and...
-
Australian Mortgage Underwriting Expert
2 days ago
India HCLTech Full timeJob SummaryThe ideal candidate for this role will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. Key responsibilities include meticulously reviewing loan applications, assessing documentation accuracy, verifying adherence to established lending criteria, and...
-
Mortgage Underwriter
2 days ago
India Tata Consultancy Services Full timeDirect Walk-In Opportunity for US Mortgage Operations @Tata Consultancy Services Mumbai on Saturday, 14th December 2024 Note: Candidates with relevant experience in "US Mortgage Underwriting - 4C's" can directly attend the interview. Please go through the norms below before you attend. Job Role: Process Expert Process: US Mortgage Underwriting...
-
India Tata Consultancy Services Full timeCompany OverviewTata Consultancy Services is a leading global IT services company with a strong presence in the financial sector.Job DescriptionWe are seeking an experienced Mortgage Underwriter to join our team in Mumbai, India. As a Mortgage Underwriter, you will be responsible for evaluating loan applications and ensuring compliance with regulatory...
-
India HCLTech Full timeJob Summary:The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Auditing involves meticulously reviewing loan applications, assessing documentation accuracy, verifying adherence to established lending criteria, and identifying any deviations or...
-
Mphasis | Mortgage Underwriter
22 hours ago
india Mphasis Full timeJob Title: Underwriter Job Type: Full time Job Opportunity Available Work Location Available: Pune and Chennai (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure...
-
Senior Mortgage Underwriter Leader
2 weeks ago
India EXL Full timeAbout the Role:This is a senior leadership role in mortgage underwriting, overseeing a team of underwriters and analysts.Responsibilities:Lead and guide business process analysts and senior analysts to identify industry trends impacting business decisions.Monitor SLA performance and initiate process improvements to ensure timely covenant compliance...
-
India HCLTech Full timeAustralian Mortgage Credit Decision SpecialistWe are seeking a highly skilled and experienced Australian Mortgage Credit Decision specialist to join our team. As an expert in mortgage underwriting, you will be responsible for reviewing and approving home loan applications efficiently.Responsibilities:Reviewing documentation provided by customers to ensure...
-
india Tata Consultancy Services Full timeDirect Walk-In Opportunity for US Mortgage Operations @Tata Consultancy Services Mumbai on Saturday, 14th December 2024Note: Candidates with relevant experience in "US Mortgage Underwriting - 4C's" can directly attend the interview. Please go through the norms below before you attend.Job Role: Process ExpertProcess: US Mortgage Underwriting - 4C Walk in...
-
india Tata Consultancy Services Full timeDirect Walk-In Opportunity for US Mortgage Operations @Tata Consultancy Services Mumbai on Saturday, 14th December 2024 Note: Candidates with relevant experience in "US Mortgage Underwriting - 4C's" can directly attend the interview. Please go through the norms below before you attend. Job Role: Process Expert Process: US Mortgage Underwriting - 4C Walk...
-
india Tata Consultancy Services Full timeDirect Walk-In Opportunity for US Mortgage Operations @Tata Consultancy Services Mumbai on Saturday, 14th December 2024 Note: Candidates with relevant experience in "US Mortgage Underwriting - 4C's" can directly attend the interview. Please go through the norms below before you attend. Job Role: Process Expert Process: US Mortgage Underwriting - 4C Walk...
-
HCLTech | Walkin Interview for UK Mortgages
22 hours ago
india HCLTech Full timeHCL Tech - Hiring for UK Mortgages - 16 to 18th DecDesignation: Analyst & Senior AnalystExperience: 3 to 5 YearsEducational Qualification: Graduate in any streamShift: UK/ Rotational Shift (MUST BE COMFORTABLE WITH ROTATIONAL SHIFT)Mode of interview: WalkinDate: 16 to 18th Dec-24Timing: 12:30 AM to 3:00 PMContact HR: DeepthiWork Location: NavallurInterview...
-
Australian Mortgage Auditor with HCLTech
2 days ago
India HCLTech Full timeWe are seeking a skilled Australian Mortgage Auditor to join our team at HCLTech. As an essential member of our finance operations, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.This role is ideal for individuals with 2-6 years of experience in US...
-
Credit Decision Specialist
2 days ago
India HCLTech Full timeJob Description:Role Overview:We are seeking a skilled Credit Decision Specialist to join our team in the Australian Mortgage Underwriting domain.About the Role:The ideal candidate will be responsible for reviewing and approving home loan applications in a timely manner. This includes customer onboarding, verifying key information, reviewing credit history...
-
India HCLTech Full timeAustralian Mortgage Credit Decision Underwriter RoleThe ideal candidate will be responsible for reviewing and approving home loan applications in a timely manner, ensuring customer onboarding, verification of key information, credit history, and affordability. They will confirm sufficient loan security and adherence to established lending criteria.This...
-
India HCLTech Full timeWe are seeking a highly skilled mortgage underwriter to join our team at HCLTech in Chennai, India. As a key member of our loan processing team, you will be responsible for reviewing and approving loan applications for Australian mortgages.Job Description:The ideal candidate will have extensive experience in analyzing customer creditworthiness, assessing...
-
EXL | US Mortgage Underwriting
2 weeks ago
india EXL Full timeExp: 5+ yearsShift Timing: 6.30 PM OnwardsWork Mode: Work from OfficeLocation: GurgaonJob Description:Must have team handling experience.Must have worked on end-to-end Mortgage underwriting.Responsible for assuring efficient, timely, quality support to customers and internal stakeholdersSupervise shipping, collateral, and post-closing to ensure on time...