Credit Decision Specialist

18 hours ago


India HCLTech Full time
Job Description:

Role Overview:

We are seeking a skilled Credit Decision Specialist to join our team in the Australian Mortgage Underwriting domain.

About the Role:

The ideal candidate will be responsible for reviewing and approving home loan applications in a timely manner. This includes customer onboarding, verifying key information, reviewing credit history and affordability, and confirming sufficient loan security.

Key Responsibilities:

  • Reviewing documentation provided by customers to ensure applications meet policy requirements
  • Providing exceptional internal and external customer service by responding to, managing, and resolving customer enquiries, complaints, and issues
  • Applying sound risk management practices by identifying and responding to business risks
  • Processing transactions within agreed turnaround times and maintaining consistent accuracy in a high-volume environment
  • Collaborating with the team to identify opportunities for continuous improvement and enhance the customer experience

Requirements:

  • Bachelor's or Master's degree in any field
  • 2+ years of experience in credit decision-making or mortgage loan underwriting in the Australian mortgage domain
  • Strong understanding of Australian lending regulations
  • High levels of attention to detail and accuracy
  • Excellent communication skills to interact with internal and external stakeholders
  • Able to work independently and prioritize tasks in a fast-paced environment

What We Offer:

  • Competitive salary: $80,000 - $120,000 per annum
  • Opportunities for career growth and professional development
  • Flexible working hours and a supportive team environment

About Us:

HCLTech is a leading technology company that offers a range of services and solutions to businesses worldwide. We value innovation, teamwork, and customer satisfaction, and we strive to create a positive impact in the communities we serve.



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