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Credit Evaluation Specialist
2 weeks ago
Job Description
">This role is responsible for conducting thorough due diligence on large corporate customers, analyzing their financial health and business models to ensure creditworthiness.
">The ideal candidate will have a strong background in financial analysis, with experience in reviewing annual reports, borrower/promoter backgrounds, and credit notes.
">They will also be skilled in cash flow based excel modeling, market knowledge of industry segments, and the ability to communicate complex ideas effectively.
">Required Skills and Qualifications
">Candidates should hold a CA or MBA from a reputable institution and have a minimum of 6 years of work experience in credit evaluation in a bank.
">Strong analytical and problem-solving skills are essential, as well as excellent communication and interpersonal skills.
">Benefits
">As a Senior Credit Analyst, you will have the opportunity to work on challenging projects, develop your skills and expertise, and contribute to the growth and success of the organization.
">You will also have access to ongoing training and development opportunities to stay up-to-date with industry trends and best practices.
">Others
">Assessment of credit proposals, review cases as per credit policy parameters, documentation check, analysis of observations for necessary correction in credit appraisal are key responsibilities of this role.
">Prepare CAM/Report which highlights the quality of information, which helps decision-making at senior level. Monitoring delinquency, exceptions, portfolio movement and maintaining data required by senior management are also part of the job description.
