Senior Credit Strategist

1 day ago


Rajahmundry, Andhra Pradesh, India beBeeCreditRisk Full time ₹ 1,50,00,000 - ₹ 2,50,00,000
Credit Risk Lead

The Credit Risk Lead will oversee and refine the credit risk framework for unsecured lending, driving credit policies, risk analytics, underwriting models, and portfolio monitoring to achieve optimal risk-adjusted returns.

  • Develop and maintain comprehensive credit risk policies and frameworks for unsecured products.
  • Review and enhance underwriting norms in line with market trends, regulatory guidelines, and risk appetite.
  • Collaborate with product and analytics teams to optimize credit strategies for new and existing products.
ResponsibilitiesStrategic Credit Framework
  • Design and implement robust credit risk management systems.
  • Monitor and analyze credit data to identify trends and risks.
Underwriting and Risk Models
  • Build and improve advanced credit scorecards and rule engines.
  • Monitor performance of underwriting models and recommend refinements as needed.
Portfolio Performance and Reporting
  • Analyze portfolio performance, delinquencies, and early warning signals.
  • Lead periodic credit reviews and present portfolio health to senior management.
Key Qualifications
  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management.
  • Strong understanding of consumer credit products and the risk lifecycle.


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