Risk Underwriting Strategist

2 weeks ago


Gurgaon, Haryana, India Home Credit India Full time
Key Responsibilities:

As a Risk Underwriting Strategist at Home Credit India, you will be responsible for developing and implementing the credit underwriting framework. This will involve defining strategies for credit approval and credit limit assignment, as well as monitoring and meeting vintage risk levels within the risk appetite.

Additionally, you will define the framework for repeat transaction authorization for revolving products, monitor and meet transaction risk levels within the risk appetite, and leverage big data sources like credit bureau data, SDK data, telecom data, and Geo data in underwriting strategies.

The ideal candidate will have a strong understanding of the BFSI industry, hands-on experience working on underwriting/risk frameworks, and an analytical mindset. In addition, the candidate should have expertise in SQL and be able to collaborate closely with business teams like Sales, CRM, Marketing, Digital, and Data Science.

Desired Skills:
SQL is a must, and the candidate should have a strong understanding of the BFSI industry. Hands-on experience working on underwriting/risk frameworks and an analytical mindset are also essential. The ability to collaborate closely with business teams and leverage big data sources in underwriting strategies is critical.

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