Credit Risk Framework Definition Specialist
6 days ago
Key Responsibilities:
- Develop and maintain a robust credit underwriting framework
- Define strategies for credit approval and credit limit assignment
- Monitor and meet vintage risk levels within the risk appetite
- Establish a framework for repeat transaction authorization for revolving products
- Monitor and meet transaction risk levels within the risk appetite
- Analyze incoming credit profiles, score distributions, and approval rates
- Collaborate closely with business teams including Sales, CRM, Marketing, Digital, and Data Science
- Leverage big data sources such as credit bureau data, SDK data, telecom data, and geo data in underwriting strategies
Required Skills:
- Proficiency in SQL
- Understanding of the BFSI industry
- Experience working on underwriting and risk frameworks
- Analytical mindset
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