Risk Management Specialist

3 weeks ago


Bengaluru, Karnataka, India Navi Full time

About Navi

Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold.

The company's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.

Founders: Sachin Bansal & Ankit Agarwal

You will be a key contributor to our success by driving risk management strategies across liquidity and enterprise risk management (ERM).

Job DescriptionLiquidity Risk Management:
  • Analyze and report on funding, cash flow projections, liquidity measures, and relevant regulations
  • Identify, assess, and monitor liquidity risks related to the Company's business
  • Collaborate with business units, Treasury, and other functions to align business strategies and risk monitoring
Enterprise Risk Management (ERM):
  • Cover all material risks faced by the lending business (NBFC), including interest rate risk, market risk, operational risk, and regulatory risk
  • Develop and maintain stress testing models to check the impact of adverse movements in any of these risk types
  • Create and update monitoring reports for Boards, Regulators, and internal use
Requirements
  • Bachelor's / Master's degree in economics, statistics, or quantitative finance
  • 2-5 years of experience in risk management or Treasury at a financial institution
  • Strong understanding of risk, liquidity, and financial products
  • Ability to balance risk, potential impact, resourcing, business drivers, and timelines
  • Excellent verbal and written communication skills

Estimated Salary: ₹15,00,000 - ₹30,00,000 per annum



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