Senior Credit Risk Professional

7 days ago


Palakkad, Kerala, India beBeeCreditRisk Full time ₹ 13,82,400 - ₹ 23,83,200
Job Title: Senior Credit Risk Professional

This role is responsible for driving credit risk strategies and policies to ensure optimal risk-adjusted returns. The ideal candidate will have a strong understanding of consumer credit products and the risk lifecycle.

The successful applicant will develop and maintain credit risk policies and frameworks, reviewing and enhancing underwriting norms in line with market trends, regulatory guidelines, and risk appetite. They will also build and improve credit scorecards and rule engines in collaboration with data science and analytics teams.

Key responsibilities include portfolio monitoring and analysis, delinquencies, and early warning signals using dashboards and analytics. The incumbent will lead periodic credit reviews and present portfolio health to senior management.

Required skills and qualifications:

  • MBA/PGDM in Finance, Economics, or CA.
  • 7–12 years of experience in credit risk management, preferably with unsecured lending experience in NBFCs or Fintechs.
  • Strong understanding of working capital underwriting.


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