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1 day ago
We are seeking a skilled risk management professional to join our organization. The ideal candidate will have experience in managing risk in a non-banking financial company (NBFC) or fintech environment and possess strong analytical skills.
Key Responsibilities
- Credit Risk Modeling: Develop, implement, and review credit risk models and associated frameworks for unsecured rural/semi-urban lending.
- Risk Strategy Implementation: Implement and monitor credit risk strategies across the lending life cycle, including acquisition, underwriting, cross-sell, and collections.
- Portfolio Review: Regularly review portfolio performance across various risk metrics, identifying early warning signals and analyzing trends to track portfolio quality.
- Risk Policy Management: Ensure risk policies are timely reviewed and reflect changes in the external environment and internal risk appetite.
- Data Analysis: Analyze industry data, prepare management information systems (MIS) dashboards, and provide insights on changing market conditions to senior management.
- Bachelor's or Master's degree from a reputable institution.
- 3-6 years of experience in risk management in an NBFC/Fintech environment.
- Strong proficiency in Python and SQL, with a minimum of 2+ years of experience.
- Excellent analytical skills, with a focus on data understanding and insight generation.
- Solid knowledge of statistical models.
- Experience in microfinance/MSME lending is an added advantage.
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