
Portfolio Manager
4 days ago
Portfolio Manager
Job Description:
Job Description
The primary goal of this role is to oversee the portfolio management function within a designated branch location. Key responsibilities include underwriting and managing complex loan applications, reviewing and assessing credit proposals, and conducting in-depth analysis of income-to-obligation ratios.
Responsibilities:
- Review and assess a broad range of complex loan applications within defined guidelines.
- Underwrite proposals as per laid-down policies and procedures to honor agreed SLAs and manage business volumes.
- Conduct personal discussions with customers to establish credit worthiness and ensure completion of credit KYC documents and verification.
- Assess income-to-obligation ratios and maintain an in-depth knowledge of the rational behind calculation of ratios and its impact on loan performance during the loan tenure.
- Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same.
- Build and facilitate best outcomes for clients by building and leveraging effective relationships with third parties.
- Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems.
Requirements:
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