Portfolio Manager

4 days ago


Hyderabad, Telangana, India beBeeCreditRiskManagement Full time ₹ 5,00,000 - ₹ 10,00,000
Job Title:
Portfolio Manager

Job Description:
Job Description

The primary goal of this role is to oversee the portfolio management function within a designated branch location. Key responsibilities include underwriting and managing complex loan applications, reviewing and assessing credit proposals, and conducting in-depth analysis of income-to-obligation ratios.

Responsibilities:

  • Review and assess a broad range of complex loan applications within defined guidelines.
  • Underwrite proposals as per laid-down policies and procedures to honor agreed SLAs and manage business volumes.
  • Conduct personal discussions with customers to establish credit worthiness and ensure completion of credit KYC documents and verification.
  • Assess income-to-obligation ratios and maintain an in-depth knowledge of the rational behind calculation of ratios and its impact on loan performance during the loan tenure.
  • Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same.
  • Build and facilitate best outcomes for clients by building and leveraging effective relationships with third parties.
  • Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems.

Requirements:


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