Credit Approval Specialist

2 weeks ago

Tiruppur, Tamil Nadu, India DBS Bank Full time
Job Title: Credit Approval Specialist

Job Summary:

We are seeking a skilled Credit Approval Specialist to join our team at DBS Bank. As a Credit Approval Specialist, you will be responsible for providing effective credit support to meet business targets, framing lending policy frameworks, and approving credit applications.

Key Responsibilities:

* Provide effective credit support to meet business targets
* Frame lending policy frameworks and processes
* Approve credit applications
* Ensure quality of Bank's exposure in India is acceptable at all times

Requirements:

* Six to ten years of experience in mortgages in Consumer Banking
* Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc.

Core Competencies:

* Good analytical skills
* Good presentation skills
* Good interpersonal skills
* Good knowledge of the industry

Technical Competencies:

* Sound knowledge of policies / lending frameworks followed for this product
* Good knowledge of credit evaluation methods, tools & techniques
* Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general

Work Relationship:

Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies.

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