Senior Financial Analyst

5 days ago

Delhi NCR Delhi, India beBeeCredit Full time ₹ 6,00,000 - ₹ 12,00,000
Role Overview

We are seeking a seasoned financial expert to oversee our credit management operations in India. As a key member of the team, you will be responsible for assessing credit risk, managing customer credit accounts, and ensuring that our company maintains a healthy credit portfolio.

Key Responsibilities:
  • Credit Risk Assessment: Analyze credit data and financial statements to determine the risk in extending credit or lending money.
  • Customer Creditworthiness Evaluation: Evaluate customer creditworthiness by reviewing credit histories and financial records.
  • Credit Limit Recommendations: Make recommendations for credit limits and terms based on analysis of the data.
  • Portfolio Monitoring: Monitor the credit portfolio and identify any potential risks or issues that may arise.
  • Client Communication: Communicate with clients regarding credit decisions and terms, providing excellent customer service.
  • Team Collaboration: Collaborate with sales and finance teams to ensure alignment on credit policies and risk management.
  • Reporting and Presentations: Prepare reports on credit metrics and present findings to management.
Requirements

To succeed in this role, you should have a strong background in finance, accounting, or business administration. The ideal candidate will possess:

  • A Bachelor's degree in a relevant field.
  • Strong analytical skills to evaluate financial data and assess credit risk.
  • Proficiency in financial modeling and analysis tools such as Excel.
  • Knowledge of credit reporting systems and financial regulations in India.
  • Excellent communication and interpersonal skills to interact with clients and team members.
  • Attention to detail and strong organizational skills to manage multiple accounts effectively.
  • Ability to make sound decisions and recommendations based on data analysis.

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