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1 week ago
We are seeking a skilled Mortgage Underwriter to join our mortgage lending team. As a Mortgage Underwriter, you will play a vital role in the mortgage lending process by evaluating the creditworthiness and risk profile of potential borrowers.
Key Responsibilities:
- Evaluate loan applications, ensuring all required documents are complete and accurate.
- Analyse credit reports to determine the borrower's creditworthiness.
- Assess the borrower's employment, income, and debt levels.
- Verify property value through appraisal reports.
- Ensure loans comply with federal, state, and local regulations.
Essential Skills and Requirements:
- Bachelor's degree in any field or equivalent experience.
- Proven experience in mortgage processing or underwriting.
- Strong knowledge of mortgage industry regulations and procedures.
- Excellent analytical and problem-solving skills.
- Detail-oriented with exceptional organizational abilities.
- Proficiency in using mortgage processing software and financial tools.
- Effective communication and interpersonal skills.
- Ability to work efficiently under pressure and meet tight deadlines.
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