Business Analyst

4 weeks ago


Gurgaon, Haryana, India PayU Full time

About the Role

The Business Analyst will be responsible for guiding the strategic direction of products and ensuring their successful implementation. Key responsibilities include conducting comprehensive market research, assisting in product development, performing user research, staying up-to-date with compliance requirements, documenting business processes, and managing various business projects.

Responsibilities:

  1. Prepare and present data-analysis reports to stakeholders, enabling them to make informed decisions based on key facts and trends.
  2. Develop and maintain databases and data systems, ensuring data is organized and easily accessible.
  3. Utilize automated tools to extract data from primary and secondary sources.
  4. Apply advanced SQL skills to extract relevant data from databases.
  5. Analyze and assess the impact of pricing, product, acquisition strategy, underwriting policy, fraud detection, and portfolio monitoring and collections on Family Capital Funding's portfolio.
  6. Develop predictive credit deterioration capabilities using internal and external performance data.
  7. Investigate, create, and validate risk and financial forecasts using complex data, including cohort and time series analysis.
  8. Collaborate with cross-functional teams to build relationships, set goals, and track operations performance.
  9. Ensure sound credit control by proactively managing risk within Family Capital Funding's guidelines.
  10. Document all new processes and adhere to Enterprise policies.
  11. Contribute to the development and enhancement of credit structuring/packaging and risk assessment capabilities.
  12. Perform detailed analysis and provide recommendations to Senior Management on critical strategies.
  13. Communicate forecasting results and variance drivers effectively to key stakeholders.

Requirements:

  1. Undergraduate degree in Economics, Engineering, or Mathematics.
  2. 3-5 years of experience in Business Analytics, Finance, Strategy, or Product functional areas.
  3. Excellent business judgment and risk assessment skills.
  4. Strong Analytical and Problem-Solving Skills.
  5. Advanced SQL and analytic programming skills.
  6. Knowledge of statistical concepts and financial analytics.
  7. Desire to help small businesses by eliminating inefficiencies and excessive costs in the lending business.

About Us:

At PayU, we are a global fintech investor with a vision to build a world without financial borders where everyone can prosper. We provide financial services and products to people in high-growth markets, extending the reach of financial services and driving innovation. Our expertise in 18+ high-growth markets enables us to make a real impact, from investing in technology entrepreneurs to offering credit to underserved individuals, to helping merchants buy, sell, and operate online.



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