
Senior Research Professional
18 hours ago
The Bank seeks a research professional to join the Enterprise Risk Management (ERM) unit within the Risk Management Department. The role involves conducting in-depth analysis, benchmarking, and research to support risk assessments, strategic decision-making, and Board-level reporting.
Main Responsibilities:- Conduct balance sheet benchmarking of the Bank against peers to identify key performance indicators.
- Analyze and interpret trends and insights on capital adequacy, net interest margin, cost-to-income ratio, credit costs, gross non-performing assets/net non-performing assets, return on assets, return on equity etc.
- Track and interpret peer disclosures, investor presentations, call transcripts & annual reports for risk and performance insights.
- Research and review business models of peers across retail, microfinance, MSME, housing, and other segments.
- Prepare structured notes on emerging sectors risks, competitive strategies, and market positioning and deliver insights on yields, risk-adjusted returns, portfolio vulnerabilities, key risk drivers etc.
- Track and interpret macroeconomic developments such as GDP, inflation, interest rates, liquidity, credit growth etc.
- Monitor various pricing strategies adopted in various credit products and implement Risk Based Pricing in compliance to Regulatory requirements.
- Postgraduate in Finance, Economics, or related fields (MBA/PGDM, FRM, CFA preferred)
- 3-5 years of relevant experience in research, financial analysis, consulting or enterprise risk.
- Certifications on FRM/PRM is an added plus.
We offer a dynamic work environment with opportunities for growth and development. Our team is committed to excellence and we are looking for individuals who share our values.
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Senior Research Professional
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Senior Clinical Research Leader
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Senior Litigation Professional
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Senior Research Analyst
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Dermatology Clinical Research Professional
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