
Financial Recovery Expert
1 day ago
Transforming Financial Literacy and Credit Access
We are on a mission to make financial literacy and credit access simple, actionable, and inclusive for millions of underserved individuals.
Job Description:As a Collection Specialist, you will drive recoveries on overdue loans by engaging with customers, negotiating settlements, and ensuring account closures while adhering to regulatory guidelines.
Key Responsibilities:- Contact delinquent customers via calls to follow up on overdue payments.
- Manage loan portfolios across different time buckets.
- Offer closure, settlement, or restructuring options aligned with internal policies.
- Maintain calling discipline and track customer commitments.
- Ensure compliance standards are met in customer communication and data handling.
- Maintain a high standard of customer experience through professional communication.
- Prepare and update call records, daily reports, and portfolio performance metrics.
- 1–3 years of experience in collections or recoveries, preferably in personal, business, or auto loans.
- Prior experience in tele-calling or collections call centers is essential.
- DRA Certification is preferred but not mandatory.
- Strong knowledge of recovery/settlement documentation and processes.
- Fluency in Hindi and English, with knowledge of additional regional languages being an advantage.
- Excellent negotiation, persuasion, and conflict-resolution skills.
- Customer-centric approach with strong problem-solving skills.
- Ability to remain calm and effective under pressure.
- Consistent performance and target-oriented mindset.
- High level of integrity, empathy, and ownership.
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