Enterprise Risk Manager

3 hours ago


Shimoga, Karnataka, India beBeeRisk Full time ₹ 60,00,000 - ₹ 1,20,00,000

Job Description:

We are seeking a skilled Risk Analyst to help us drive business growth through informed credit risk management. As a key member of our team, you will be responsible for developing, implementing and reviewing credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.

Main Responsibilities:
  • Develop, implement and review credit risk models & associated frameworks in an unsecured rural/semi-urban lending context
  • Implement and monitor credit risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections
  • Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters
  • Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite
  • Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions
  • Regular review of processes for adherence on risk policies and check if controls are effectively in place and working
  • Coordinate with Various internal teams for strengthening of risk framework

Requirements:

  • Bachelor's or Master's degree from a top-tier college
  • 3-6 years of experience in managing risk in a NBFC/Fintech/Lending company
  • 2+ years of experience in Python and SQL is mandatory
  • Excellent understanding of data and bringing insights
  • Solid knowledge of statistical models
  • Experience in Microfinance/MSME Lending will be an added advantage


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