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Business Credit Card Coordinator

2 weeks ago


Gurgaon, Haryana, India beBeeCreditCardManager Full time ₹ 13,00,000 - ₹ 13,15,000

About Us

We are a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs.

Our motto is to Make Life Simple and ensure that customer convenience is at the forefront of all that we do.

We are committed to building an environment where people can thrive and create a better future for everyone.

We welcome employees without any discrimination on the grounds of race, color, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc.

We foster an inclusive and diverse workplace where all employees are treated equally with dignity and respect.

Join us to shape the future of digital payment in India and unlock your full potential.

What's in it for YOU

  • SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees
  • We have a well-curated bouquet of rewards and recognition program for the employees
  • We have a dynamic, inclusive and diverse team culture
  • We have a gender-neutral policy
  • We offer inclusive health benefits for all - medical insurance, personal accidental, group term life insurance and annual health checkup, dental and OPD benefits
  • We are committed to the overall development of an employee through comprehensive learning & development framework
Job Purpose

You will be responsible for managing the Collection hardship tele calling unit.

You will action customer requests for collections hardship tools such as settlement, restructuring, reinstatement, CIBIL clean-up, received from internal reporting channels like helpline/corro/CEO desk/social media etc.

Role Accountability
  1. Execute timely and accurate lien invocation of eligible secured card accounts from SBI & associate banks.
  2. Regular interaction and strong follow-up with Banks FPR's across locations for execution of lien invocation.
  3. Evaluate and report accounts not fulfilling defined parameters as per defined policy.
  4. Execute secure card lien invocation related requests raised on Cardone within TAT.
  5. Monthly reporting & tracking of lien invocation along with balances to relevant stakeholders.
  6. Analyze and report accounts on which lien invocation is rejected.
  7. Regular follow-up with ACM, ASM, and Branch Manager to recover collection dues on SME accounts.
  8. Prepare and execute dunning letters for Employee / VIP / Corporate accounts as per defined process and communication plan.
  9. Ensure wing-to-wing closure of customer accounts that have opted for hardship tool (restructuring/reinstatement) with utmost accuracy.
  10. Validate eligibility and financial documents submitted for restructuring requests.
  11. Generate RE/RI letters as per required tenure and EMI plan agreed with customer.
  12. RE booking on system post validation of customer acknowledgement.
  13. Raise accounts for re-instatement of accounts post payment validation as per RI letter.
  14. Initiate CIBIL clean-up requests post payment validation as per offer letter.
  15. Track closure of requests from operating teams related to RE/RI documents and acknowledgement.
Measures of Success
  • Secured Lien Invoke success Rate
  • Accurate SR Closure
  • Accurate Financial Transaction Reporting
  • 100 % Coverage on Reinstatement Requests
  • Process Adherence as per MOU
Technical Skills / Experience / Certifications

Wing to Wing Process understanding of Collections and hardship tools

Competencies critical to the role
  • Analytical Ability
  • Process Orientation
  • Detail Orientation
  • Stakeholder Management
Qualification

Graduate/Post Graduate in any discipline

Preferred Industry

Financial Services

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