
Opportunity for a Financial Transaction Specialist
10 hours ago
The Financial Transaction Specialist plays a pivotal role in evaluating creditworthiness, determining financial eligibility, and facilitating loan transactions.
Key Responsibilities:- Evaluate creditworthiness by processing loan applications and documentation within specified limits.
- Interview applicants to determine financial eligibility and feasibility of granting loans.
- Determine all applicable ratios and metrics, and set up debt payment plans.
- Communicate with clients to request or provide information.
- Justify decisions (approvals/rejections) and report on them.
- Complete loan contracts and counsel clients on policies and restrictions.
- Update job knowledge on types of loans and other financial services.
- Maintain and update account records.
- Assess customer needs, explore all options, and introduce different types of loans.
- Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish quotas.
- Build trust relationships, customer loyalty, and satisfaction throughout the underwriting process.
- Proven working experience as a Financial Transaction Specialist.
- Familiarity with computers and banking applications/software.
- Solid understanding of direct/indirect lending products and practices.
- Excellent communication and interpersonal skills.
- Customer satisfaction orientation and sales competencies.
- Ability to work in a goal-oriented environment.
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