Enterprise Risk Manager

2 days ago


Mumbai, Maharashtra, India beBeeRisk Full time ₹ 1,50,00,000 - ₹ 2,40,00,000

Job Title: Enterprise Risk Manager

This role involves evaluating and managing risk across various portfolios to ensure the growth of our business while adhering to regulatory guidelines. As an Enterprise Risk Manager, you will be responsible for developing strategies and implementing processes to identify, assess, mitigate, track, and report on risks.

Key Responsibilities:

  • You will analyze credit risk in Home Loan & Loan Against Property proposals and develop policies to minimize these risks.
  • We operate and maintain a robust risk management system that includes identification, assessment, mitigation, tracking, and reporting of risks.
  • Our team evaluates products/programs/policies in line with regulatory guidelines and builds strong risk controls across various spectrums.
  • You will formulate policies/strategies based on scorecard analysis and ensure that credit policies align with our business strategy and RBI regulatory norms.
  • Credit policies are ensured to align with business strategy and RBI regulatory norms.
  • Regular monitoring of portfolio KPIs: bounce rates, delinquency trends, and EWS is conducted.
  • We build and monitor EWS dashboards to detect stress in mortgage portfolios.
  • Statistical tools (Excel, SQL, SAS, Python) are used for deep-dive analytics where needed.
  • I also support ICAAP, IRB, and stress testing documentation as required.

Requirements:

  • You must have effective risk management skills.
  • Strong analytical and problem-solving abilities are essential.
  • Knowledge of regulatory guidelines is necessary.
  • Able to work with statistical tools is required.
  • Excellent communication skills are necessary.


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