Senior Financial Analyst

3 days ago

Noida, Uttar Pradesh, India beBeeCredit Full time ₹ 9,00,000 - ₹ 12,00,000

At Times Internet, we create premium digital products that simplify and enhance the lives of millions.

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We have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions.

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Our portfolio features market-leading brands such as TOI, ET, NBT, Cricbuzz, Times Prime, Times Card, Indiatimes, Whatshot, Abound, Willow TV, Techgig and Times Mobile among many more.

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Each product is crafted to enrich experiences and bring people closer to their interests and aspirations.

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As an equal opportunity employer, Times Internet strongly promotes inclusivity and diversity.

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We are proud to have achieved gender pay parity in 2018, verified by an independent audit conducted by Aon Hewitt.

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We are driven by new possibilities and committed to bringing innovative products, ideas, and technologies to help people make the most of every day.

">Credit Appraisal:">

Review and assess loan/credit applications, including analysis of financial statements, credit history, and repayment capacity.

">Risk Assessment:">

Identify potential credit risks and ensure compliance with risk management guidelines.

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Ensure timely and accurate processing of credit approvals in line with company policies and regulatory requirements.

">Portfolio Monitoring:">

Monitor loan accounts, track repayments, and flag early warning signals for delinquency.

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Prepare regular reports on credit portfolio performance, risk exposure, and Non-Performing Assets trends.

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Liaise with sales, operations, and risk teams to ensure smooth processing of credit proposals.

">Compliance:">

Ensure adherence to RBI and other regulatory norms, as well as internal credit policies.

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Bachelor's degree in Finance, Accounting, Economics or related field (Master's preferred).

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2–5 years of experience in credit underwriting, credit analysis, or related roles in financial services.

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Strong knowledge of credit risk assessment, financial ratios, and lending practices.

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Familiarity with regulatory guidelines (RBI, NBFC, Banking norms).

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Proficiency in MS Excel and financial analysis tools.

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