Business Loans Underwriter
3 weeks ago
About KreditBee:
KreditBee is India's leading fintech lending platform, boasting a monthly disbursement of over ₹1600 Crores. With 50 Million+ downloads on the Google Play Store and over 85 Lakh unique loan customers, the company offers a wide range of financial services digitally, including personal loans, business loans, DigiGold investments, insurance, credit score reports, and expense tracking. As a RBI-registered NBFC, KreditBee is backed by top investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG, and TPG-backed NewQuest.
The Credit Manager for Business Loans will be responsible for:
- Reviewing loan application files
- Conducting personal discussions and video interviews with applicants
- Ensuring timely decision-making within the given time frame
- Managing vendors involved in loan processing
- Training stakeholders on loan policies and procedures
- Maintaining MIS reports related to loan applications and approvals
- Conducting portfolio reviews to assess loan book performance
- Underwriting cases with the desired level of quality
- Evaluating business loan proposals
- Utilizing performance history, liquidity, debt/asset management, and profitability ratios to assess creditworthiness
- Interacting with customers to understand their business and monitoring delinquencies
The ideal candidate for this position should have:
- 4 to 7 years of experience in business loan underwriting
- Excellent communication and interpersonal skills
- Ability to work under pressure and meet tight deadlines
- Strong analytical and problem-solving skills
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