Business Loans Underwriter

3 weeks ago


Bengaluru, Karnataka, India KreditBee Full time

About KreditBee:

KreditBee is India's leading fintech lending platform, boasting a monthly disbursement of over ₹1600 Crores. With 50 Million+ downloads on the Google Play Store and over 85 Lakh unique loan customers, the company offers a wide range of financial services digitally, including personal loans, business loans, DigiGold investments, insurance, credit score reports, and expense tracking. As a RBI-registered NBFC, KreditBee is backed by top investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG, and TPG-backed NewQuest.

The Credit Manager for Business Loans will be responsible for:

  • Reviewing loan application files
  • Conducting personal discussions and video interviews with applicants
  • Ensuring timely decision-making within the given time frame
  • Managing vendors involved in loan processing
  • Training stakeholders on loan policies and procedures
  • Maintaining MIS reports related to loan applications and approvals
  • Conducting portfolio reviews to assess loan book performance
  • Underwriting cases with the desired level of quality
  • Evaluating business loan proposals
  • Utilizing performance history, liquidity, debt/asset management, and profitability ratios to assess creditworthiness
  • Interacting with customers to understand their business and monitoring delinquencies

The ideal candidate for this position should have:

  • 4 to 7 years of experience in business loan underwriting
  • Excellent communication and interpersonal skills
  • Ability to work under pressure and meet tight deadlines
  • Strong analytical and problem-solving skills


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