Senior Economic Strategist
11 hours ago
Muthoot Fincorp Ltd. is a leading financial services company seeking an experienced Senior Economic Strategist to lead our economic and industry research efforts, focusing on low- to middle-income households.
About the RoleThis strategic role involves tracking and analyzing economic, industry, and regulatory trends relevant to our business model, with a focus on serving the financial needs of low- to middle-income households and identifying opportunities for business expansion.
Economic Research and AnalysisThe successful candidate will monitor income progression trends, anticipate new opportunities in adjacent businesses such as gold loans, mortgage lending, and unsecured loans, and provide insights to inform our strategic initiatives.
Key Responsibilities- External Environment Tracking: Monitor economic and industry trends relevant to MFL's business model, focusing on shifts within low- and middle-income households, the NBFC sector, and product markets.
- Digital Finance Insights: Track developments in digital finance and fintech, evaluating growth opportunities for MFL's digital business channels, such as MFL One and QR code-enabled lending.
- Regulatory Updates: Provide timely insights on regulatory changes impacting MFL and MPG's sister companies (Muthoot Microfin, Muthoot Housing Finance, and Muthoot Capital Services Ltd) to ensure group-wide alignment and resilience.
- Economic Data Analysis: Analyze economic and demographic data to understand income progression within low-income households and their transition to middle-income status, identifying new product and service opportunities.
- Adjacent Market Opportunities: Monitor income progression trends, anticipate new opportunities in adjacent businesses of gold loans, mortgage lending, and unsecured loans, and provide insights to inform our strategic initiatives.
- Market Research: Constantly explore adjacent markets and services, recommending new growth avenues for MFL and MPG to leverage existing capabilities in emerging areas.
- Economic Forecasting: Conduct economic research that forecasts trends in financial services, with an emphasis on digital finance, automation, and financial inclusion.
- Econometric Modeling: Develop econometric models and scenario analyses to assess risks, project market demand, and identify growth opportunities across MFL's traditional and digital offerings.
- Data-Driven Insights: Conduct data-driven analyses on economic factors influencing product uptake, risk profiles, and customer behavior for both traditional and digital products.
- Economic Reports: Prepare economic reports and strategic insights for senior management, the Risk Management Committee, and the Board of Directors, focusing on income progression trends and adjacent market opportunities.
- Actionable Recommendations: Provide actionable recommendations to guide our business expansion, product innovation, and digital transformation, with strategies informed by income-based market segmentation.
- Economic Adaptation: Deliver insights to help us adapt to changing economic conditions, supporting the growth objectives of both traditional and digital business channels.
Muthoot Fincorp Ltd. is a leading financial services company in India, offering a wide range of products and services to individuals and businesses. We are committed to providing innovative financial solutions that meet the evolving needs of our customers.
We offer a competitive salary package, including a basic salary, incentives, and benefits. Our team is passionate about delivering exceptional results and making a positive impact on our customers' lives.
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