LiquiLoans Senior Vice President of Credit Policy
3 weeks ago
We are seeking a highly skilled VP of Credit and Risk Management to join our team at LiquiLoans (NDX P2P Pvt Ltd). As a key member of our credit risk management department, you will be responsible for developing and implementing credit risk assessment criteria and methodologies.
Responsibilities:- Establish underwriting guidelines and criteria for approving or denying credit applications.
- Review Credit Underwriting SOPs for manual underwriting along with Credit Underwriting managers.
- Implement and monitor systems and infrastructure for Credit Risk Evaluation along with product and other risk sub-units.
- Pricing and Credit Line Management: Aligning product pricing for Personal Loans and Two Wheeler Loans, to the AOP goals, Balance risk considerations with the need to provide a positive and streamlined experience for customers during the credit application process, Monitoring and review of Credit Line limit and pricing across borrower segments and dealer Ensure minimal drop-offs due to pricing and limit availability while ensuring risk coverage.
- Portfolio Risk Oversight: Analyze the performance of the existing credit portfolio, identifying trends and areas of concern, Implement systems and processes to monitor credit exposures and track key credit underwriting metrics, Provide insights and recommendations for optimizing the credit portfolio to business teams, Generate regular reports for senior management and stakeholders on the credit portfolio's performance and risk profile.
The successful candidate will have the opportunity to work with a dynamic team of professionals who are passionate about making a difference in the financial industry. We offer a competitive salary package, including benefits such as health insurance, retirement savings plan, and paid time off.
The estimated salary for this position is ₹ 30-40 lakhs per annum, depending on experience.
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