Senior Credit Portfolio Manager

4 days ago


Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

Job Title: Credit Manager / Analyst

Sectors: Infrastructure, Structured Finance Group (SFG), SME

Job Role:

  • Analyze Structured Finance deals and perform Credit Analysis & Cash Flow Analysis.
  • Evaluate Financial Risk and Risk Assessment.

Key Responsibilities:

  • Prepare Credit Appraisal Notes (CRANs) for Large Corporate clients.
  • Engage with business teams to discuss Terms & Conditions for risk assessments.
  • Interact with customers to gather required information for CRAN preparation.
  • Monitor accounts in line with the terms stipulated by the Sanctioning Authority.
  • Prepare Monthly/Quarterly Monitoring Reports for the assigned portfolio.
  • Identify and escalate non-compliances with an appropriate action plan.
  • Conduct site visits and submit inspection reports.
  • Address and manage escalations related to risk assessments.

Requirements:

  • Prior experience in Structured Finance/Credit Underwriting for Large Corporates.
  • Working knowledge of Excel for Financial Model preparation.
  • Experience in Project Finance and/or Infrastructure sector credit analysis preferred (not mandatory).
  • CA/MBA/CFA qualification.
  • Strong verbal, written communication, and presentation skills.


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