Mortgage Finance Specialist

2 weeks ago


Thrissur, Kerala, India beBeeMortgage Full time ₹ 7,00,000 - ₹ 12,00,000

Mortgage Underwriter Role:

A key contributor to the mortgage lending process, assessing borrowers' creditworthiness and risk profiles.

Key Responsibilities:

  • Analyzing loan applications, verifying documents, and making informed decisions on loan approval or denial.
  • Evaluating credit reports, financial statements, and tax returns to determine creditworthiness.
  • Calculating debt-to-income ratios and loan-to-value ratios for accurate property valuation.
  • Ensuring compliance with federal, state, and local regulations, adhering to company policies, and identifying potential risks.

Skill Requirements:

  1. Bachelor's degree in any field.
  2. Proven experience in mortgage processing or underwriting.
  3. Strong knowledge of mortgage industry regulations and procedures.
  4. Excellent analytical and problem-solving skills.
  5. Detail-oriented with exceptional organizational abilities.
  6. Proficiency in using mortgage processing software and financial tools.
  7. Effective communication and interpersonal skills.
  8. Ability to work efficiently under pressure and meet tight deadlines.
  9. Solid understanding of financial statements and credit reports.
  10. Certification in mortgage underwriting or related fields is a plus.

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