Credit Rating Specialist
1 day ago
Brickwork Ratings (BWR) is a leading credit rating agency in India, committed to providing the investment community with products and services for informed investment decisions. As a SEBI-registered and RBI-accredited credit rating agency, BWR has established itself since 2007.
The company has a pan-India presence with its headquarters in Bengaluru. Our team of experienced credit analysts, bankers, and regulators work together to provide top-notch rating services to financial institutions.
We offer rating services for various financial products including Bank Loans, NCD, Commercial Paper, Bonds, Mutual Funds, PPMLDs, and Security Receipts. With over 100,000 large corporates, Banks, Financial Institutions, State and local Governments, and small businesses rated by us, we are proud to have earned the trust of investors and lenders across the country.
Our research provides timely and in-depth analysis across structured finance, public finance, financial institutions, project finance, and corporate sectors. We have our offices in Mumbai / New Delhi and strive to deliver quality services to our clients.
Job DescriptionThis role entails undertaking rating assignments for financial instruments, bank loans, and other debt products, ensuring timely delivery as per regulatory timelines. You will handle rating assignments independently, analyzing financial statements, and assessing the creditworthiness of companies based on quantitative and qualitative data points.
You will prepare rating reports covering risk assessment, management evaluation, financial performance, industry benchmarking, and key rating considerations. Interaction with company management, auditors, bankers, and other stakeholders is an essential part of this role.
Additional responsibilities include regular surveillance, monitoring, and reviews on a quarterly basis or material event basis, tracking company performance with respect to macroeconomic changes, handling internal and external audit queries, and adhering to standard operating procedures and regulations.
Competency/Skills Required:- Domain knowledge in credit ratings/banking/financial services sector with analytical approach.
- Creditworthiness assessment of large and medium businesses.
- Analytical and presentation skills to present facts along with rating recommendations to rating committees.
- Good written and oral communication skills in English for report-writing and presentations.
- Customer communication skills to elicit information, communicate rating decisions, and convince stakeholders.
- Strong understanding of accounting standards, banking-related financial concepts, and quantitative and analytical skills.
- Interpersonal skills to work with the larger team under mentorship.
Earn a competitive salary of approximately ₹1,250,000 - ₹1,800,000 per annum, depending on your experience and qualifications. Brickwork Ratings offers exciting opportunities for growth and development in the field of credit rating and related services.
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