
Strategic Risk Professional
2 days ago
Key Responsibilities:
- Credit Risk Development: Create, implement and monitor credit risk models for unsecured rural/semi-urban lending.
- Risk Strategy Implementation: Implement and oversee credit risk strategies throughout the lending lifecycle – acquisition, underwriting, cross-sell & collections.
- Portfolio Review: Regularly assess portfolio performance against various risk metrics for early warning signs and analyze trends to track portfolio quality on accepted risk parameters.
- Risk Policy Management: Ensure timely review and update of risk policies to reflect dynamic external environments and internal risk appetites.
- Industry Analysis: Analyze industry data at scale, prepare management information/dashboards and brief senior management on changing market conditions.
- Process Review: Continuously review processes for adherence to risk policies and verify that controls are effectively implemented and functioning.
- Risk Framework Strengthening: Collaborate with internal teams to enhance the risk framework.
Educational Qualifications:
- Degree Requirement: BTech or MTech from a top-tier institution.
- Experience Required: 3-6 years of experience in managing risk in a NBFC/Fintech/Lending environment.
- Tech Skills Essential: 2+ years of experience in Python and SQL is mandatory. Strong understanding of data and ability to derive insights. Sound knowledge of statistical models.
- Desirable Additional Skillset: Experience in Microfinance/MSME Lending will be advantageous.
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