
Senior Trade Credit Specialist
1 week ago
Job Overview:
">- Design and implement trade credit limit frameworks that dynamically adapt to seasonal fluctuations and performance metrics.
- Conduct thorough financial analyses, leveraging credit bureau data, cash flow assessments, and sector-specific risk evaluations to inform credit limit recommendations.
- Develop and operationalize credit guidelines and standard operating procedures (SOPs) for unsecured lending to agri-traders.
- Strategically manage exposure levels to drive portfolio growth while maintaining asset quality, incorporating early warning systems and regular health checks.
- Advise sales and operations teams on risk-informed decision-making processes.
- Monitor key performance indicators and oversee post-sanction review processes.
- Travel up to 50% to assess customer operations, build relationships, and lead risk review exercises.
Required Skills and Qualifications:
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