Risk Management Expert for Mortgage Approvals

4 weeks ago


Villupuram, Tamil Nadu, India DBS Bank Full time

At DBS Bank, we are seeking a highly skilled Risk Management Expert to join our team in Trichy Main. As a specialist in credit approval and risk management, you will play a crucial role in ensuring the bank's risk exposure is effectively managed.

Job Summary

We are looking for an experienced professional with six to ten years of experience in mortgages in Consumer Banking to lead our mortgage approval process. The ideal candidate should have a strong understanding of the mortgages business and market, as well as excellent analytical and communication skills.

About the Role

  • Set up policies and processes for Credit Line Approval Processing (CLAP).
  • Approve mortgage applications for your respective branch or region, ensuring meticulous compliance with the bank's internal credit policy and regulatory guidelines.
  • Monitor and track portfolios, escalating any adverse new events that may impact the portfolio's performance.
  • Ensure timely processing of files within agreed timelines, providing guidance and support to the team of relationship managers as needed.

Requirements

  • Six to ten years of experience in mortgages in Consumer Banking, preferably lending to MSME customers.
  • Professional qualification, graduate or postgraduate degree, preferably in business, accountancy, economics, finance, etc., along with sound domain knowledge of the mortgages business and market.

Benefits

As a Risk Management Expert at DBS Bank, you can expect a competitive salary and benefits package, including opportunities for career growth and development in a dynamic environment that values innovation and excellence.

Location

India - Tamil Nadu - Trichy Main

Estimated Salary

$90,000 - $140,000 per annum



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