Risk Model Specialist

1 day ago


Mysore, Karnataka, India beBeeData Full time ₹ 15,00,000 - ₹ 17,00,000

About Us

We're a leading lending organization looking for talented individuals to join our team.

Job Description:

We are seeking a highly skilled and experienced Data Scientist to build risk models for unsecured personal loans. The ideal candidate will have a strong background in data analysis, machine learning, and programming languages such as Python and SQL.

The successful candidate will design and deploy risk systems from scratch to support lending operations, drive data-backed decision making, MIS reporting, and portfolio analytics. They will also collaborate with cross-functional teams to integrate risk models into workflows and contribute to underwriting automation workflows and process improvements.

Key Responsibilities:

  1. Build risk models for unsecured personal loans, including scorecards and early warning systems.
  2. Design and deploy risk systems from scratch to support lending operations.
  3. Drive data-backed decision making, MIS reporting, and portfolio analytics.
  4. Collaborate with cross-functional teams to integrate risk models into workflows.
  5. Contribute to underwriting automation workflows and process improvements.

Requirements:

  • Minimum 2 years of experience as a Data Scientist or Risk Analyst in NBFC or lending space.
  • Strong knowledge of unsecured personal loans and lending processes.
  • Proficient in Python, SQL, PowerBI, and Excel for data analysis and modeling.
  • Familiarity with RBI norms, compliance standards, and digital lending practices.
  • Comfortable working with limited data or proxy indicators to make informed decisions.


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