VP- Credit Management Specialist
6 days ago
Job Title: VP- Credit Management
Job Purpose:
The VP- Credit Management is responsible for preparing, reviewing, and providing recommendations for credit facilities to Corporate & Commercial clients. This role entails ensuring compliance with all credit policies and guidelines.
Key Responsibilities:
Generic Responsibilities
- Guide a team of analysts to ensure robust credit analysis and timely approvals.
- Complete due diligence for prospective deals in collaboration with Coverage/ Product teams.
- Provide initial feedback at GLM stage and ensure Risk Acceptance Criteria and CIB GCP guidelines are followed.
- Advise Relationship Managers on risk factors associated with complex transactions.
- Ensure timely availability of information for credit decision making.
- Participate in client relationships through visits/conference calls.
- Guide Corporate & Investment Banking Departments with optimum utilization of credit facilities.
- Coordinate with internal counterparties for risk assessment and documentation.
- Ensure accuracy of data presented to stakeholders.
- Update Risk systems with accurate information.
- Recommend amendments to the Bank's credit policy and procedures.
Job Specific Responsibilities
- Prepare comprehensive credit papers for presentation to Credit Committee.
- Coordinate with Relationship Managers for annual reviews and credit processing.
- Ensure credit approval turnaround times as per SLAs with CIB.
- Meet with clients periodically for prospective and existing clients.
- Monitor accounts regularly and follow-up with Business units.
- Monitor early warning indicators and liaise with Business Units.
- Review exception and portfolio reports.
Job Context:
Specific Responsibility
Ensure the quality of the portfolio allocated remains healthy.
Qualifications:
Minimum Qualification
- Must have a bachelor's degree.
- Desirable: Chartered Accountant/MBA or any other relevant finance degree.
Minimum Experience
- 10 years' experience in the banking sector with at least 7 years in similar positions.
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