Strategic Credit Manager

4 days ago


Chennai, Tamil Nadu, India The Bank Forte Full time

The Bank Forte is seeking an experienced Strategic Credit Manager to lead our Loan Against Property (LAP) finance team in Chennai. This role offers a competitive salary of $120,000 per annum.

About the Role:

We are looking for a seasoned credit professional with 6 years of experience in credit underwriting, particularly with a focus on secured lending products. The successful candidate will have a strong understanding of financial and non-financial due diligence, as well as excellent analytical skills.

Key Responsibilities:

  • Evaluate and assess loan applications for Loan Against Property (LAP) based on established underwriting guidelines.
  • Perform a thorough review of financial and non-financial documents provided by applicants, ensuring compliance with company policy and risk appetite.
  • Utilize Loan Origination and Management Systems to process and track loan applications from initiation to disbursement and post-loan management.
  • Maintain high standards in the quality of underwriting and loan assessments.
  • Ensure that all underwriting decisions are made within the designated credit TAT, ensuring timely processing of loan applications.

Requirements:

  • Minimum 6 years of experience in Credit Underwriting, particularly with a focus on Loan Against Property (LAP) or similar secured lending products.
  • Proven track record of managing and processing LAP cases with a strong understanding of financial and non-financial due diligence.
  • Excellent communication and presentation skills, capable of articulating complex financial data and underwriting decisions to senior management and clients.
  • Chartered Accountant (CA) or equivalent qualification in finance.

Benefits:

  • Competitive salary: $120,000 per annum.
  • Ongoing training and development opportunities.
  • A supportive and collaborative work environment.

About Us:

The Bank Forte is a leading financial institution committed to providing innovative financial solutions to individuals and businesses. We value diversity, inclusion, and teamwork, and we offer a range of benefits to support the well-being of our employees.



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