Lead Mortgage Risk Analyst

2 days ago


Nellore, Andhra Pradesh, India beBeeRisk Full time ₹ 55,00,000 - ₹ 60,00,000
Senior Underwriter Opportunity

We are seeking a seasoned underwriter to join our team and take on the challenge of working with UK and US mortgage underwriting cases.

This is a unique opportunity to leverage your expertise in credit analysis, risk assessment, and loan evaluation. As a senior underwriter, you will be responsible for evaluating borrower profiles, conducting detailed credit report reviews, and ensuring compliance with internal policies and regulatory guidelines.

About the Role
  • Perform live underwriting with complete end-to-end case ownership.
  • Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct detailed credit report reviews for accurate risk assessment.
  • Work on both UK mortgage and US mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value ratio evaluation, asset calculation, and PITI review.
Requirements
  • Minimum 3.5 years of underwriting experience (live/end-to-end).
  • Experience in the UK mortgage process or the US mortgage underwriting – both will be considered.
  • Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
  • Excellent analytical and decision-making skills with high accuracy.
  • Comfortable working in a fast-paced environment.
  • Strong communication and stakeholder management skills.
Why This Role?
  • Opportunity to work on challenging UK & US mortgage underwriting cases.
  • Career growth, continuous learning, and a supportive team culture.


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