CBG:Credit Risk Analyst

4 weeks ago


Chennai, Tamil Nadu, India Axis Bank Full time

Axis Bank is seeking a skilled Credit Analyst to play a pivotal role in the credit appraisal process. The ideal candidate will have a strong understanding of financial ratios and concepts, as well as excellent communication skills in both English and the local language.

Key Responsibilities:

  • Assess the credit worthiness of customers and prepare credit proposals that meet the bank's requirements and policy guidelines.
  • Conduct reviews and renewals of existing accounts.
  • Prepare and submit various notes, including appraisals, reviews, and risk replies.
  • Coordinate with stakeholders across different verticals to ensure seamless credit delivery, audit, and recovery processes.
  • Maintain acceptable turnaround times for tasks such as rating, appraisal note preparation, and renewals.

Qualifications:

The successful candidate will possess:

  • A good academic background, preferably in management or a related field.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.

Role Proficiencies:

The ideal candidate will have:

  • A good understanding of financial ratios and concepts.
  • Process orientation and attention to detail.
  • Excellent communication skills in both English and the local language.


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