Senior Officer

2 weeks ago


Bengaluru, Karnataka, India First Abu Dhabi Bank Full time

Job Title: Senior Officer - Credit Administration and Control

Job Summary:

We are seeking a highly skilled Senior Officer to join our Credit Administration and Control team at First Abu Dhabi Bank. The successful candidate will be responsible for encoding and releasing credit limits, ensuring accurate detailing, and complying with bank policies and procedures.

Key Responsibilities:

  • Encode credit limits after confirmation from the Documentation Team.
  • Maintain accuracy of limit amounts, currencies, interest rates, commission charges, and fees.
  • Tag and link facilities to sub-product types in the limit monitoring system.
  • Issue IOMs to the Operations team for loan drawdowns, loan maintenance, settlements, and fee collection.
  • Rectify discrepancies and act on requests for credit limit closures, suspensions, or temporary extensions.
  • Ensure approval from relevant authorities for one-off requests or deferral requests.
  • Maintain up-to-date interest rate keys in the bank's core system.
  • Prepare reports on LTV, share valuation, limit expiry, and sanction expiry.
  • Generate a daily activity report illustrating transaction volumes processed by the Credit Control Unit.

Requirements:

  • Bachelor's degree in commerce or finance.
  • 3-5 years of experience in Wealth and Investments administration and operations, with at least 3 years in Personal Banking/CAD.
  • Knowledge of banking software systems, basic PC skills, and common MS applications like Excel and Word.
  • Good knowledge of English, both written and spoken.
  • Good knowledge of the bank's financial system.
  • Very good knowledge of banking products, Personal Banking Credit Administration functions, UAE legal environment, and Central Bank regulations.
  • Strong teamwork and attention to detail.

Language: English



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