Debt Capital Management Specialist

1 week ago


Vadodara, Gujarat, India CARS24 Full time
Job Description

We are building a OneStop shop - a Super App for all car needs, powered by technology, data science, and deep customer insights.

The Debt Capital/Dealer Finance Credit Policy and Portfolio Manager will oversee the development, implementation, and management of credit policies for working capital products. This includes assessing risks and ensuring compliance with regulatory standards.

About the Role
  • Develop and implement tailored credit policies for different segments (SME, Dealer finance, cash credit or overdraft etc.) to ensure alignment with regulatory requirements and internal risk appetite.
  • Design and improve credit underwriting frameworks to assess the creditworthiness of borrowers.
  • Monitor and manage the working capital portfolio to ensure healthy performance.
Your Skills
  • Minimum 7 years of experience in credit risk management, portfolio management, or credit underwriting, preferably in working capital or SME lending.
  • Prior experience in automotive financing, especially with dealer loans and floor plan financing.
  • Strong understanding of credit risk analysis, underwriting processes, and working capital products.
Compensation Package

An estimated salary range is ₹1,500,000 - ₹3,000,000 per annum based on location and industry standards.



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