Senior Risk Analytics Lead

3 weeks ago

Bengaluru, Karnataka, India Ninjacart Full time
Ninjacart - Pioneer. Challenge Yourself. Create Better Lives.

Ninjacart is a pioneer in agritech, fostering a culture of innovation. We develop professionals who pioneer new ideas, simplify customer experiences, and impact the lives of millions.

We empower farmers and other players in the ecosystem in ways never done before, leveraging technology and data to organize the agri-commerce ecosystem.

Ninjacart aims to be the digital network for global agri-commerce that solves structural problems such as information asymmetry, payment hassles, distribution inefficiency, and discovering new buyers and sellers with tech-first solutions.

We are a highly motivated, results-driven community, who focus on proactive approaches to problem-solving. We cherish entrepreneurial spirit and provide significant operating autonomy to senior leaders.

Key Responsibilities

  • Setup the credit policy framework, credit process, and build proprietary risk models and scorecards.
  • Team building, taking the lead in building a high-quality data-driven credit team.
  • Setting credit risk policy, providing oversight of the credit granting process, providing guidance to the team, performance evaluation, effective monitoring, and control of portfolio and its compliance and early identification of high-risk accounts to minimize loss.
  • Run multiple experiments on different customer segments and continually improve the risk framework.
  • Use alternate data to come up with new rules to reduce delinquency.
  • Come up with innovative solutions to reduce fraud and collusion risk.
  • Work closely with other teams to contribute to the overall business strategy.
  • Draft risk policies - Credit underwriting.
About the Role

We are looking for an experienced Risk Analytics professional to lead the Risk Analytics vertical to be based out of our head office at Bengaluru, India.

Requirements

  • 7+ years of risk analytics experience ideally in the BNPL/Consumer/Retailer segment (either in banks/NBFCs or Fintech).
  • Built new products and seen through growth cycles in the company while balancing NPAs.
  • Should have built fully automated underwriting engines at scale.
  • Should have a technology mindset to drive the right customer experience and enable collections/risk management at scale using automated processes.
  • Should have a view of collections and feed that intelligence into risk modeling.
  • Worked closely with the product & tech teams in building data-driven credit evaluation products.
  • Built relationships with key public and private stakeholders such as business partners, bureaus, and create a network of reliable business partners and other key players in the financial ecosystem.
  • Execution-oriented, the ability to get things done fast.
  • Intellectual honesty - always seeking and stating truth irrespective of personal beliefs.
  • Empathetic to the customer segment & mission-oriented.
  • High sense of ownership - Personal growth and learning mindset.
  • Excellent problem-solving skills - ability to think from first principles.
  • Has a good understanding of the Indian market in terms of products, competitors, and pricing.
  • Comfortable in a fast-paced, start-up environment.

  • Senior Risk Analytics Lead

    21 hours ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    Job OverviewIn this exciting role, you will have the opportunity to work with a talented team of professionals who are passionate about delivering cutting-edge data infrastructure solutions. As a Senior Risk Analytics Lead at Wells Fargo Bank, you will be responsible for developing and maintaining advanced reporting, analytics, dashboards, and other Business...

  • Lead Risk Analytics Consultant

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role: As a Senior Risk Analytics Consultant at Wells Fargo Bank, you will lead complex initiatives related to business analysis and modeling, collaborating with cross-functional teams to drive business growth while minimizing risk. Responsibilities:Lead initiatives to develop and implement risk models, providing data-driven insights to inform...

  • Optimize Risk Analytics as a Senior Risk Analytics Expert

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this OpportunityAt Wells Fargo Bank, we are seeking a skilled Senior Risk Analytics Consultant to join our team.This role offers an exciting opportunity to lead or participate in moderately complex initiatives, delivering insight and decision strategies within analytics and reporting. You will contribute to large-scale planning related to Risk...

  • Senior Risk Analytics Consultant

    1 month ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a highly skilled Senior Risk Analytics Consultant to join our team. The Consumer Lending Credit card credit and Fraud risk team is responsible for leading, developing and implementing strategic initiatives and processes to drive the risk mitigation and enhance customer experience. The team is looking for a talented...

  • Strategic Risk Analytics Lead

    3 hours ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    Join Wells Fargo Bank, a leading financial institution, in the pursuit of excellence as a Strategic Risk Analytics Lead.About the RoleWe are seeking an exceptional individual to fill this critical position, responsible for driving strategic risk analytics initiatives and leading cross-functional teams to achieve business objectives.Key...

  • Risk Analytics Lead

    4 weeks ago

    Bengaluru, Karnataka, India Ninjacart Full time

    Ninjacart Risk Analytics Lead Job DescriptionAbout Us: Ninjacart is a pioneer in agritech, fostering innovation and developing professionals who pioneer new ideas and simplify customer experiences.Job Summary: We're seeking an experienced Risk Analytics professional to lead our Risk Analytics vertical, driving growth and impacting millions.Develop and...

  • Risk Analytics Consultant Senior

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this roleWells Fargo is seeking a highly skilled Senior Risk Analytics Consultant to join our team. In this role, you will:Lead or participate in moderately complex initiatives and deliver insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics.Review and analyze moderately...

  • Risk Analytics Lead

    1 month ago

    Bengaluru, Karnataka, India Ninjacart Full time

    About the RoleNinjacart is seeking an experienced Risk Analytics professional to lead the Risk Analytics vertical. As a key member of our team, you will be responsible for developing and implementing risk models, credit policies, and procedures to ensure the company's growth and success.Key ResponsibilitiesDevelop and maintain risk models and credit policies...

  • Senior Risk Analytics Consultant

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a highly motivated and talented individual to join our Consumer Lending Credit Card team as a Senior Risk Analytics Consultant.The Consumer Lending Credit Card team is responsible for leading, developing, and implementing strategic initiatives and processes to drive risk mitigation and enhance customer experience.In...

  • Senior Risk Analytics Consultant

    4 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this RoleWe are seeking a highly skilled Senior Risk Analytics Consultant to join our team at Wells Fargo Bank. In this role, you will be responsible for leading or participating in moderately complex initiatives, delivering insight and decision strategies within analytics and reporting, and contributing to large-scale planning related to Risk...

  • Senior Risk Analytics Consultant

    1 month ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a highly skilled Senior Risk Analytics Consultant to join our team. In this role, you will lead or participate in moderately complex initiatives, delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics.Key Responsibilities:Lead or...

  • Risk Analytics Lead

    4 weeks ago

    Bengaluru, Karnataka, India Ninjacart Full time

    Ninjacart is a pioneer in agritech, fostering a culture of innovation and developing professionals who pioneer new ideas, simplify customer experiences, and impact the lives of millions. Our employees take complete ownership and truly belong.We are looking for an experienced Risk Analytics professional to lead the Risk Analytics vertical to be based out of...

  • Senior Risk Analytics Consultant

    4 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:A senior role that oversees the implementation of risk analytics strategies in a well-established banking institution.Key Responsibilities:Lead moderately complex initiatives in risk analytics and reporting, and contribute to large-scale planning.Review and analyze data aggregation, forecasting, reporting, and programming models.Ensure...

  • Senior Risk Analytics Consultant

    1 month ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:We are seeking a highly skilled Risk Analytics Consultant to join our team at Wells Fargo Bank.In this role, you will lead or participate in moderately complex initiatives, delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics.Key Responsibilities:Review and...

  • Senior Risk Analytics Consultant

    4 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a highly motivated and talented individual to join the Consumer Lending Credit Card team as a Senior Risk Analytics Consultant.The team is responsible for leading, developing, and implementing strategic initiatives and processes to drive risk mitigation and enhance customer experience.In this role, you will lead or...

  • Risk Analytics Expert

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this RoleWe are seeking a Senior Risk Analytics Consultant to join our team at Wells Fargo Bank.Key ResponsibilitiesLead or participate in moderately complex initiatives and deliver insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics.Review and analyze moderately complex data...

  • Risk Analytics Leader

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this Role:Wells Fargo is seeking a Senior Risk Analytics Consultant to support the Home Lending Credit Risk team. The team oversees credit policy and risk management activities for Home Lending portfolio.The successful candidate will lead or participate in moderately complex initiatives and deliver insight and decision strategies within analytics and...

  • Senior Risk Analytics Consultant

    1 month ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this RoleWe are seeking a highly skilled Senior Risk Analytics Consultant to join our team at Wells Fargo Bank. In this role, you will lead or participate in moderately complex initiatives, delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics.Key...

  • Senior Risk Analytics Manager

    3 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this RoleAt Wells Fargo Bank, we're seeking a highly skilled Senior Risk Analytics Manager to join our team. As a key member of our risk analytics group, you'll be responsible for leading complex initiatives related to business analysis and modeling. This includes cross-functional initiatives with broad impact, as well as data aggregation, monitoring,...

  • Lead Risk Analytics Consultant

    4 weeks ago

    Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a highly skilled professional to lead our Credit Risk Intelligence and Transformation team. We are looking for a Lead Risk Analytics Consultant to support our Credit Business Intelligence team, specifically in Commercial Banking Management Report and General Ledger based reporting.The Lead Risk Analytics Consultant will...