Financial Planning Lead

3 weeks ago


Kolkata, West Bengal, India Peoplemint Consultants LLP Full time

Role:
We are seeking a detail-oriented, highly analytical Business Finance Lead for our EEB lending vertical, which encompasses Microfinance Group Lending, Small Business and Agri Loans, and Small Enterprise Loans. This position is ideal for a financial expert who can drive process improvements and provide strategic financial insights to support the EEB vertical's growth and profitability.

Key Responsibilities:

  • Develop and implement product-wise and consolidated annual budgeting, forecasting, and long-range planning processes for the EEB vertical.
  • Develop financial models and scenario analyses to evaluate strategic initiatives, business opportunities, and potential risks in each product of the EEB vertical.
  • Present monthly and quarterly financial reports on the gap analysis of actual vs. planned performance for the EEB vertical.
  • Implement a business intelligence tool and dashboard reports to provide insightful analysis of the EEB vertical's financial results and key performance indicators (KPIs) to senior management.
  • Collaborate with the EEB vertical team to understand financial performance drivers and provide recommendations for improvement.
  • Conduct peer comparisons and industry standing analysis with respect to business models and financials for the EEB vertical.
  • Monitor and interpret financial trends, economic factors, and regulatory changes affecting the microfinance industry and its impact on the EEB vertical.
  • Prepare presentations and reports for senior management, summarizing financial performance, forecasts, and strategic initiatives.
  • Ensure accuracy and integrity of financial data and reports, adhering to regulatory requirements and accounting standards (IFRS, RBI guidelines, etc.).
  • Manage relationships with stakeholders, including finance teams, business leaders, and auditors.

Key Requirements:

  • Professional certification, such as CA (Chartered Accountant) or MBA (Finance), is required.
  • Over 10 years of progressive experience in financial planning and analysis teams within the banking industry, with a preference for experience in microfinance verticals.
  • Strong understanding of banking operations, financial modeling, budgeting, forecasting, and variance analysis.


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