Financial Risk Evaluator

2 weeks ago


Mumbai, Maharashtra, India VIBGYOR Advisors Full time

We are seeking a seasoned Credit Analyst at VIBGYOR Advisors to evaluate our clients' creditworthiness and inform our lending decisions.

Key Responsibilities:
  • Assess Creditworthiness: Evaluate the financial health and credit history of existing and prospective clients to determine their ability to repay loans.
  • Financial Data Analysis: Examine financial transactions, credit history, and other relevant data to assess credit risk.
  • Credit Risk Assessment: Determine the likelihood of borrowers honouring their financial obligations and identify potential risks.
  • Loan Monitoring: Regularly monitor loans for compliance with credit policy and guidelines.
  • Portfolio Management: Analyze and manage corporate portfolio asset quality to minimize risk.
  • Report Generation: Produce clear and objective reports detailing creditworthiness and risk assessments.

Requirements:

  • Professional Experience: Proven working experience as a credit analyst with a strong understanding of financial markets and risk management.
  • Technical Skills: Proficiency in statistical packages and financial software, with up-to-date knowledge of legal, compliance, and market risk-related issues.
  • Education: BS degree in Business, Statistics, or a related field.
  • Communication Skills: Strong communication and presentation skills to effectively convey creditworthiness and risk assessments to stakeholders.


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