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Financial Risk Manager

2 weeks ago


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Job Title:

A Senior Underwriter is responsible for reviewing mortgage files submitted to Underwriting, calculating income, analyzing debt and assets, and completing an in-depth review of the completed appraisal and title.

Key Responsibilities:
  • Perform a comprehensive review of mortgage loan files including income, assets, credit, and collateral
  • Utilize the client's loan operating system to ensure accurate data entry
  • Underwrite loans in accordance with client guidelines, utilizing automated underwriting systems or manual guidelines
  • Evaluate and ensure overall loan documents are accurate, complete, and compliant
  • Identify and clear red flags or alerts
  • Issue loan decisions and condition files accordingly
  • Review and approve conditions for compliance and completion of loan files
  • Provide exceptional customer service to internal and external clients
  • Maintain current knowledge of client and investor requirements
  • Resolve pre and post-closing issues related to underwriting
  • Assist Processors/Loan Officers in understanding underwriting decisions and conditions