
Expert Credit Evaluation Professional
2 days ago
Job Overview
A Credit Analyst plays a pivotal role in evaluating credit proposals and ensuring they align with the organization's policies.
- Key Responsibilities:
- • Conduct thorough financial analysis, business model reviews, and risk assessments for large corporate customers.
- • Develop and maintain cash flow-based models to analyze cash flows and working capital.
- • Review annual reports, borrower backgrounds, and term sheets to suggest terms for both fund-based and non-fund based products.
- • Guide team members in analyzing credit notes and making informed decisions.
- • Interact with internal and external stakeholders to review customer profiles.
- • Assign internal ratings to customers and review early warning triggers.
- • Prepare recommendation notes and propose top management-approved recommendations.
- • Stay up-to-date with industry dynamics, regulations, and organizational policies.
- • Collaborate with seniors to discuss observations and drive results/goals for self and team.
- Minimum Qualifications:
- • CA/ MBA from a reputable institution.
- Nature of Experience:
- • Credit evaluation experience in a banking environment.
- Technical Competencies:
- • Financial analysis and market knowledge of industry segments.
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